RESOURCES

Erica Ryder

Closing Manager

With over 10 years of experience in the mortgage industry, Erica brings her knowledge and deep understanding of private lending to the closing table. She began her career working for a local attorney where she quickly learned the importance of being detail oriented and customer focused. She has since worked for several private lenders helping build their closing departments and strengthening their operations teams. Her background in working with nationwide title companies and attorneys has given her the ability to navigate complex situations and deliver timely responses to ensure deadlines are met. One of her main goals is to deliver a positive and smooth closing experience to every client.

Outside of her professional career, Erica enjoys spending time with her family and friends. She was born and raised in CT where she currently resides with her husband and 2 children. In her spare time, she enjoys being outside gardening, boating and taking their goldendoodle Koko for walks.

Eliza Monts

Marketing Manager

Eliza, a Charleston, SC native, earned her Bachelor of English and Theatre with a Concentration of Creative Writing from Wofford College in Spartanburg, SC. She joined the Consistent Capital team in 2025, bringing over four years of experience in marketing with special emphases on social media management, email CRM, and graphic design. In her free time, Eliza enjoys creative writing, gardening, and sailing with her husband.

Alicia Griffith

Process Manager

Alicia started her career in finance over ten years ago. She previously worked for Security Finance as a Branch Manager for eight years and Lendmark Financial Services as a Sr Loan Consultant for two years, specializing in personal loans. She understands the importance of having a great relationship with her borrower and making sure they have a successful experience during their loan process.

Alicia is a native of Guthrie, KY where she resides with her husband, Casey. She enjoys photography, spending time with her family and friends and serving in her church and community.

Cathy Gerald

Closing Coordinator

Taylor Whitehair

Servicing Specialist

Taylor was raised in Buckhannon, WV, and moved to Charlotte, NC, to attend Wingate University. He graduated from Wingate University with a degree in Business Management, and immediately joined Southeast Customs to advance his knowledge in construction. Driven by a growing interest in real estate investment, Taylor sought to join Consistent Capital, and did so in January 2025. Taylor enjoys golfing, being with his family, and traveling with his fiancé, Cassidy.

Alisa Yori

Process Manager

Alisa Yori has over 15 years of experience in banking and financial services, with expertise spanning consumer, commercial, and private lending. She has held leadership roles in loan operations, credit analysis, collections, and process optimization, consistently improving efficiency, compliance, and client satisfaction.
Prior to joining Consistent Capital, Alisa served as Director of Lending at MyUSA Credit Union, where she led initiatives that strengthened lending performance and member services. Most recently, she held the role of Sales Operations Manager at Locklin Capital, where she managed end-to-end loan processing, borrower communication, and drove operational improvements.

Originally from Ohio, Alisa now lives in Phoenix, Arizona with her husband, Alfredo, and their young daughter, Rhiannon. She enjoys soaking up the sun while teaching Rhi to swim, traveling to new destinations, and exploring the outdoors with her family.

Spencer Epley

Underwriter

Spencer, a Greenville, SC native, earned his bachelor’s degree in Business Management from Coastal Carolina University. He joined Consistent Capital in 2024, bringing over four years of expertise in business purpose lending from his time at Lima One Capital, where he excelled in processing and underwriting. Before that, Spencer spent six years building a strong foundation in the banking industry. Outside of work, he enjoys exploring the outdoors and traveling with his wife, Brittany, their son, Kenan, and their two loyal Labrador Retrievers.

Frank Arancio

Closing & Post-Closing Coordinator

Frank, a native of Los Angeles, California, earned his Bachelor of Science in Business Administration with a concentration in Management from Cal State University, Long Beach. He joined the Consistent Capital team in 2024, bringing over six years of valuable experience in banking and mortgage services, having worked with industry leaders like Wells Fargo, Civic Financial Services, and Citi Bank. Now residing in Charlotte, NC, Frank enjoys an active lifestyle, including working out, camping, and spending quality time with family and friends, especially cheering on his favorite football teams.

Zak Staton

Process Manager

Zak grew up in Sarasota, FL, and attended the University of South Florida, where he earned a degree in Marketing with a concentration in Sports Marketing. After graduating, he moved to Greenville, SC, with his wife, Molly, where he started a career in Private Real Estate Lending. Zak has over four years of experience in Investor Real Estate, specializing in operations, sales, lender/client relations, and account management. He joined Consistent Capital in 2024, seeking to expand his knowledge of real estate investing and provide additional processing insights to a growing company.

Outside of work, Zak is the proud father of Cooper James Staton and has three dogs: Nala, Beaux, and JoJo. His hobbies include working out, golfing, spending time with family, and watching NASCAR.